Small Business Checking

Small Business Checking

There are no monthly maintenance fees on this account when you keep a minimum collected daily balance of $1,500.00. If the minimum collected balance does not fall below $1,500.00 there is no charge for the first 40 checks that post to your account each month or the first 10 deposits. Deposits in excess of 10 and debits in excess of the 40 are charged $.30 each. The first 50 deposited items (checks you receive from your customers) each month are also free. Items deposited in excess of the 50 are charged $.20. Images of your checks are returned with your statement.

Here’s How It Works:

  • Open your account with $100.00 or more.
  • 40 free debits per month.
  • 10 free deposits per month.
  • Pay only $0.30 for debit (ii) transactions in excess of 40 and $.30 for each deposit in excess of 10. The first 50 checks deposited each month are also included in the monthly maintenance fee. Items deposited in excess of the 50 are charged $.20.
  • If you maintain a minimum daily balance of $1500.00, there is no service charge on this account. If the balance falls below $1,500 the monthly maintenance fee is $10.00.
ii - Debit transactions include withdrawals, checks paid, automatic transfers or payments.

Other Services you may need with Small Business checking:

  • Netteller and On-line banking
  • Business Cash & Check Cards
  • WEB ACH Processing
  • Deposit Express
  • Merchant Card processing
  • SBA and Small Business Loans

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